European Bank Financial and Credit Analysis Seminar

This program gives you the foundational framework it takes to succeed in assessing the true status and prospects of European banks. Take the full course, or individual sessions based on your needs.

The current marketplace makes assessing the outlook for European banks more complicated than ever – and more important. This course is designed to help you succeed. You will learn frameworks for analysing the industry and individual institutions from the top down, and from the bottom up.

Take the full course or choose individual sessions based on your needs.

Session One – Introduction to Bank Financial Accounting and Reporting:
The one-day session is intended for those with little or no knowledge of financial institution financial statements. You will examine the income statement and balance sheet in detail and see how the profile of the statements differs, depending on the type of financial institution. You will also work through the requirements and typical contents of a bank's annual report.

Session Two – European Bank Credit Analysis:
The two-day session provides delegates with the necessary analytical tools to undertake effective analysis of banks. The programme assumes a basic knowledge of the structure of banks' financial statements and of the key ratios used in the analysis process.

Content delivery is characterised by numerous practical exercises, examples and real life case studies.

At the end of this course, you will be able to:
- Demonstrate familiarity with a bank's financial statements and key ratios.
- Understand key accounting standards and how a bank's ratios are impacted by management estimates in applying these standards.
- Evaluate the risks a bank faces from the points of view of investors, creditors, counterparties and regulators.
- Analyse banks from the "top-down", identifying macro/industry factors that impact performance.
- Apply frameworks to perform a "bottom-up" analysis of individual banks' unique strengths and weaknesses.
- Undertake effective analysis of a bank's financial health, stability, and general credit worthiness as a borrower or counterparty.